Diversification used to mean spreading capital across sectors or regions. Own some tech, some industrials, maybe a bit of real estate. But in today’s highly correlated, tech-heavy global markets, that strategy isn’t enough. When everything moves together, old diversification models fail.
True diversification means including assets that behave differently — not just look different. That might include structured investments with non-linear outcomes, private debt with fixed income characteristics, or real assets that provide inflation hedging and capital growth.Even thematic diversification — such as exposure to AI, decarbonisation, or infrastructure — must be done intelligently. Buying every fund labeled “green” or “disruptive” doesn’t protect you from drawdowns or valuation cliffs.
At Univere, our approach to diversification focuses on behaviour, not just appearance. We build portfolios that combine defensive positioning with upside potential, using a toolkit that spans structured notes, private placements, and alternative yield. The goal isn’t to “own a bit of everything.” It’s to own the right things at the right time — with intention and design.