- Sector Ventures
Structured Investment Products
Univere introduces qualifying investors to institutional-grade investment products. These instruments are built by trusted third parties as bonds and secured loan notes, and we distribute them via private placement. Where applicable, these structures are backed by real, tangible assets across a variety of sectors.
Sector: Healthcare, film, renewable energy and other specialized assets | Structure: Bonds & secured loan notes | Access: Structuring stage, pre-institutional
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What Is a Structured Investment Product?
A structured investment product is a financial instrument that links a defined repayment framework to exposure in a specific underlying asset. At Univere Investment Solutions, we introduce and distribute bonds and secured loan notes, with each structured and issued by the relevant third party.
Bonds: Fixed-term instruments offering a defined repayment and return profile based on project performance
Secured loan notes: Debt instruments secured against the underlying project’s assets
These aren’t derivative-linked notes tied to indices, commodities or company share prices. This distinguishes Univere’s approach from many retail products where returns are linked to equities, commodities or exchange rates rather than a physical project.
We offer structuring-stage access, allowing certified and self-certified high-net-worth individuals, sophisticated investors, family offices and regulated advisors to join ahead of wider institutional distribution.
An Underlying Asset That Anchors Each Structure
Where a structure is asset-backed, capital is secured against a tangible project rather than on the issuer’s general credit alone. This security relates to the assets backing the investment; it doesn’t guarantee the return of capital, which remains at risk.
The underlying assets sit across four areas, with each carrying its own risk profile, market exposure and development pathway:
Healthcare ventures
Film finance
Solar and battery energy storage infrastructure
Specialist assets spanning innovation, land and structured credit
This asset backing is what distinguishes a structure of this kind from a conventional bond. Where applicable, capital is secured against a tangible project, not on an issuer’s general credit alone. The issuer’s standing remains relevant, but it isn’t the only assessment metric.
How Structured Products Fit Within an Investment Portfolio
Structured products usually sit within the alternative allocation of an investment portfolio. Financial advisors generally assess this allocation against an investor’s overall objective, risk tolerance, investment strategy and tax circumstances. They’ll generally do this while taking into consideration how it protects against over-concentration in any individual asset class or market.
Structured products often sit alongside, or in place of, direct investments in individual securities, creating room to diversify without adding complexity to the portfolio. Below is how the two compare.
Feature | Direct holdings in individual securities | Structured investment products via Univere |
Underlying exposure | Single equity, bond or index | Real, tangible project asset |
Structure | Shares, indices or exchange-traded funds (ETFs) | Bonds and secured loan notes |
Liquidity | Generally tradable on a public exchange | Limited, typically held until maturity |
Risk profile | Tied to one issuer and its market price | Anchored to project performance and asset backing |
Access | Public market, retail accessible | Qualified investors only, structuring stage |
Univere doesn’t give this advice directly. It introduces eligible investors to their own financial advisor or a third-party platform where one is required.
Why Real Asset Backing Matters
Real asset backing doesn’t remove risk. Instead, it introduces a further degree of protection by linking the structure to an underlying project rather than exclusive reliance on the issuer’s balance sheet.
Some notes in the broader market include a capital protection feature, with part of the capital being returned regardless of how the underlying asset performs. The structured products we introduce work differently: they don’t guarantee capital return and capital remains at risk for the full term.
Spreading exposure across healthcare, film, renewable energy and other specialist asset classes is one way to benefit from diversification. It avoids concentration in one set of interest rates or another single market.
Potential Returns & Invested Capital
The return profile of a structured investment product reflects its underlying asset’s performance and the terms agreed at structuring. Univere doesn’t publish forward-looking return figures as terms vary by project and sit behind the qualification stage.
We do state historical figures of investment products that have matured fully. The SantaMarta60 bond is a Frankfurt-listed structure that’s now fully redeemed, for example. It delivered a 60% return to investors and was redeemed in full in December 2025, having completed its full three-year term.
It’s important to bear in mind that future results aren’t secured by past performance. Every structure carries risks involved in real asset projects, including construction, permitting and market timing.
Investment Products Suited to Qualified Investors
The investment products we introduce are intended for a narrow audience, not a general market. Every inquiry requires certification or self-certification as a high-net-worth individual, sophisticated investor or regulated professional. Product-specific information, including price, terms and maturity, follows only after this step.
The products offer:
Real asset backing across healthcare, film, renewable energy and other specialist sectors
Multi-sector range within a single relationship
Private and discreet distribution, with no public listing or crowdfunding model
Access at the structuring stage, ahead of wider institutional distribution
Arrange a call to discuss structured investment opportunities with our team.
Common Questions on Structured Investment Products
A few questions come up often from prospective investors and advisors assessing this part of the market.
01
Does Univere offer financial advice on which structure suits an investor?
No. Univere is an introducer and distributor, not a financial advisor. We work alongside regulated advisors to share investment products with qualified investors.
02
How is risk distributed across these structured products?
Risk sits with the underlying project and the terms of the bond or loan note. Sector diversification across healthcare, film, renewable energy and other specialist asset classes spreads exposure. Every structure still carries capital risk, and liquidity is generally limited until maturity.
03
Who can access information on the live projects Univere introduces?
Certified and self-certified high-net-worth individuals, sophisticated investors, family offices and regulated advisors can access information on our live projects. Each contact completes an eligibility step before receiving product-specific details. This follows the relevant financial promotion exemptions under UK rules.
04
How do bonds and secured loan notes affect my risk profile versus holding cash in a bank?
A bank account offers liquidity but limited growth and no real asset exposure.
A bond or secured loan note puts money to work against a defined project, with fixed terms, a set maturity date and asset-level security where applicable. The trade-off is liquidity: terms and transactions are fixed at the structuring stage and capital is held to maturity.
Arrange a call to discuss structured investment opportunities with our team.
Capital is at risk. Past performance isn’t indicative of future results. Information on this page doesn’t constitute financial advice, a personal recommendation or an invitation to invest. Univere Investment Solutions Limited isn’t authorized or regulated by the Financial Conduct Authority (FCA) and operates under the relevant high-net-worth individual exemption rules (FSMA 2000, s.21). Prospective investors should seek independent financial and legal advice before making any investment decision.
